Support & Claims Division

Report a Claim

Understand critical claims reporting timelines, document files required, and report a liability incident securely to CoverLift.

Guidelines

The Claims-Made Principle

Professional Indemnity policies operate on a strict Claims-Made basis in terms of South African insurance law. This means written notice of any client dispute, formal summons, or implied administrative incident must be logged immediately during the active policy period.

Required Materials to Dispatch

Copy of your active CoverLift Schedule / Policy Reference number
Copy of the written letters of complaint or summons received from the client
Associated transaction files, advice log summaries, or written contract scopes
An illustrative internal brief detailing the clinical or professional mistake circumstances
Claims Categories

Core Exposure Classifications

Exposure Type

Advice Failures

Negligent recommendation regarding unapproved portfolios or files.

Claims defense review
Exposure Type

Omission Mistakes

Lapsed litigation deadlines or clerical tax submission oversights.

Claims defense review
Secure Notification Manifest

Report a Liability Incident

Complete this notifications manifest to launch claims defense representation

Risk Readiness Review

Protect the work your practice has already delivered.

Start a structured indemnity review and a BackedSure insurance consultant will help finalise your cover requirements.