Expert
Protection
for your
Practice.
Tailored Professional Indemnity cover designed for the specific risks, regulatory mandates, and statutory requirements of South African practices.
Tax & Audit Liability
LPIIF Top-Up Risks
Clinical Malpractice
Estimate Cost
Select Sector for Indicative Rates
Insurance Broker / FSP
Accountants & Tax
Attorneys & Law Firms
Doctors & Allied Healthcare
Why Professionals Partner
with CoverLift
We operate at the intersection of local insurance regulatory compliance and advanced premium underwriting algorithms to provide the ideal indemnity layout for South African firms.
Tailored to SA Legislation
Our policies are customized to satisfy South African statutory mandates such as the FAIS Act, IRBA, LPC, and HPCSA frameworks.
Premium Optimisation
Practices shifting to CoverLift experience an average premium cost reduction of 18% while fully retaining their past retroactive coverage dates.
Unbroken Retroactive Continuity
No gaps in your protection. We bridge schedules seamlessly so work performed under previous insurers remains fully covered.
In-House Medical & Legal Experts
Access specialized South African insurance defense attorneys and claim coordinators who protect your professional reputation.
Our Specialist Sectors
Every profession encounters dynamic liabilities. Select your sector below to view custom statutory requirements, compliance criteria, and local advisory legislation.
Brokers & FSPs
Satisfies continuous PI cover demands of Category I & II FSPs. Protects Advice and Intermediary activities.
Accountants
Covers compilation errors, bookkeeper oversight audits, tax computational delays, and custom SARS penalties.
Attorneys
Underpins the mandatory LPIIF baseline scheme. Supports conveyancing escrow interceptions and prescription slip-ups.
Medical (GPs)
Civil negligence malpractice shielding, including comprehensive legal protection for HPCSA disciplinary inquiries.
How It Works
Transitioning your indemnity risk from rigid physical carrier schedules online takes less than four steps.
Select Your Sector
Tell us about your practice's specialty and regulatory governing body.
Select Limit of Indemnity
Specify your required policy cap, from R1,000,000 up to R50,000,000.
Receive Instant Estimation
Our actuarial engine outputs a comprehensive premium calculation in seconds.
Seamless Transfer / Inception
Upload your current schedule or bind cover. Your certified policy is issued immediately.
Protect the work your practice has already delivered.
Start a structured indemnity review and a BackedSure insurance consultant will help finalise your cover requirements.